LendingPoint | Diversity Employer
About Us
LendingPoint is a financial technology platform that provides financing origination solutions for its ecommerce and point of sale partners, its lending institutions and to consumers. The company’s fraud prevention, risk and asset management algorithms are used to create financing opportunities across the credit spectrum. Its LendingPoint Merchant Solutions platform provides ecommerce platforms, merchants and other service providers fully integrated, one-stop buy now, pay later financing solutions to convert more customers.
Lendingpoint's Goal
Create frictionless access to money when and where our customers need or want it, so every man has the opportunity to explore what’s possible.
We Believe Every Man Deserves:
- Access
To credit at the moments that matter most.
Options
Personalized solutions to meet unique needs.
- Excellence
Innovative products backed by best-in-class customer service.
The Lendingpoint Story
It All Started with a Question – How to Provide Access to Fair Credit to Those Who Need It Most?
The FICO-based model of evaluating credit worthiness was broken, leaving behind thousands of deserving consumers. If the FICO model said some consumers were likely to default, LendingPoint wanted to find the other individuals that were deserving of an offer of credit.
Using AI and data models, LendingPoint figured out how to say “YES” to more people.
More customers made LendingPoint’s AI smarter, driving even better models and algorithms. Merchants, Entrepreneurs, and Marketplaces began to embrace our technology to create more possibilities for their customers.
The Way Forward
Through our merchant base growth, e-commerce platform integrations, and commercial finance product development, LendingPoint is expanding our “buy now, pay later” business by introducing “qualify today, buy anywhere” technology. LendingPoint’s on-demand money product and engaging mobile experiences will provide more flexibility and point of sale opportunities for consumers at any point in their journey.
The Lendingpoint Difference
Customer First
Our products help you build customer relationships, understand their priorities and deliver the best possible solution.
Responsible Finance
LendingPoint solutions comply with all laws, regulations and codes of conduct to provide operational transparency and fairness.
Innovation
We continuously adapt and evolve our products to increase your business value and enhance your customers’ experience.
Experience
Our solutions have been built using the collective expertise from a team of industry veterans.
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