Federal Home Loan Bank
of Atlanta

Who We Are & What We Do

FHLBank Atlanta is a cooperative bank that offers competitively priced financing, community development grants, and other banking services to help member financial institutions make affordable home mortgages and provide economic development credit to neighborhoods and communities.

We are one of 11 regional banks in the Federal Home Loan Bank System, which raises funds in the global financial markets and distributes the proceeds to members and local communities. Our members are commercial banks, credit unions, thrifts, insurance companies, and community development financial institutions headquartered in Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia, and the District of Columbia. Chartered by Congress in 1932 to support mortgage lending, the Federal Home Loan Bank System provides a stable source of funding to its members. Each FHLBank operates as an independent organization and is governed by a board of directors that is elected by member institutions.

Our products, services, and programs help financial institutions manage daily liquidity; fund mortgages originated for sale in the secondary market; fund loans and investments held in portfolio; improve their asset/liability management; meet community credit needs profitably; cover temporary deposit outflows, and reduce the funding cost of asset growth.

FHLBank Atlanta also serves the economic and housing needs of communities by providing local financial institutions with flexible options for community development initiatives. We contribute 10 percent of our annual net income to the Affordable Housing Program. These funds have helped construct or preserve more than 142,000 affordable housing units in the Southeast and have contributed to job growth throughout the region.

We Care About Our Employees

Although we are a large wholesale liquidity provider, with over $100 billion in assets, we are a relatively small company that operates with only 270 employees — small enough for your work to be known, yet big enough for you to make a difference.

When you become part of our team, you can take advantage of our career development benefits to help you excel. We also offer financial support for continuing education, professional licenses, and certifications in your field of expertise. With a corporate culture that fosters growth and further development, you can build a solid career at our home.

For more information, visit our careers page.